

Leasing is the right choice!
Leasing is one of the fastest growing ways of acquiring equipment
in business today. Recent surveys found that 80% of U.S. businesses,
from Fortune 500 to the local family business, lease some portion
of their equipment. A growing business often faces the dilemma of
limited cash flow and the need to add equipment. Leasing can put
the equipment to work for you with real cash flow advantages and
without major capital investment. We can lease virtually any type
of equipment, including software and installation.
Low monthly payments
The monthly lease payment will usually be lower than the payment
required by other methods of financing.
No need to tie up capital
Keep your business’ cash for future needs, unexpected expenses
or working capital when revenues are low.
You can always lease equipment – you can’t
lease money!
Most types of financing require down payments of up to 25%, whereas
leasing covers 100% of the cost of the equipment. Most leases require
only one or two payments in advance. Get immediate use of the equipment
with minimal up-front cost.
Preserve existing lines of credit
Leasing has no impact on your bank credit lines. Protect your borrowing
power for other business needs or opportunities.
Eliminate obsolescence
Technology is changing at a rapid fire pace. What meets your business’
needs today may be obsolete three years from now. Leasing allows
you the flexibility to maintain a competitive edge by giving you
today’s best technology then allowing you to upgrade when
the equipment has outlived its advantage.
Fixed payments through the term of the lease
Unlike bank lines of credit that usually have variable rates, lease
payments are fixed no matter what happens in the market. By choosing
leasing you won’t be a victim of skyrocketing interest rates.
Remember the 80’s when rates rose from 9% to over 20% in one
year? That can’t happen with leasing.
Significant tax and accounting advantages
Leasing eliminates the need for complicated depreciation schedules
since lease payments are generally line item expenses on your P&L
statement. And since lease payments can usually be treated as a
pre-tax business expense you may even reduce your taxes. Paying
cash for equipment automatically adds 30-40% to the cost when you
realize that cash = profits and taxes are paid on profits. Leasing
is the right choice! It minimizes demands on cash flow, eliminates
obsolescence, keeps your bank lines open, saves on taxes and shelters
you from the market.
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